Dum Dum DUMMMM

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A little over 2 years out of school and one 10 year school loan down! (Thank you first time homebuyer program!) Now.. just one more school loan, the car loan and mortgage to go. The plan is for us to finish paying off my loan to Mazda in November, finish paying off my (big) 10 year school loan next May and pay back my parents for car assistance in June! Next spring's loan payoffs will hopefully even be pushed up some more!

Budgets are worth it my friends.

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I WIll Never Understand...

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How someone who says that they have $12 in their bank account and $20 cash in their pocket feels that it is okay to go out to lunch with that last twenty dollars, even though pay day isn't for another week.

Seriously!? What makes you think that is a good decision? How do you let yourself get to that point in the first place. Oh wait... going out to eat daily, and buying crap that you don't have money for. No wonder you can't pay your bills. Good luck saving for that house and vacation...

P.S. Thanks for mocking me whenever I choose to not go out to shop, eat or drink (daily). My (own) warm house, healthy car, vacations, and quickly diminishing school loans appreciate it.

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